Author: Jordan Belfort

Highlights (Quick Takeaways for Busy Readers) I started doing my own small business accounting to save money and understand my cash flow better You don’t need to be “good at math” to manage accounting for a small business Simple systems beat complex tools every single time Separating personal and business finances changed everything for me Monthly accounting habits matter more than year-end panic Most accounting mistakes happen because people delay updates With the right process, small business accounting becomes routine, not stressful What Is Small Business Accounting and Why Did I Decide to Do It Myself? When I first started…

Highlights Emergency funds for small businesses act as dedicated cash reserves to maintain operations during unexpected disruptions. Most small businesses should target 3 to 12 months of operating expenses based on industry risk and revenue stability. Emergency funds differ from general business savings by having strict usage rules and crisis-only governance. Payroll, rent, utilities, loan payments, and critical supplier costs are the primary expenses emergency funds should cover. Strong cash reserves reduce reliance on high-interest debt and improve survival during economic downturns. Businesses with emergency funds gain better terms from lenders and higher confidence from investors. Building an emergency fund…

Highlights Covers the best accounting software for small businesses, freelancers, startups, and growing teams Compares leading platforms including QuickBooks, Xero, FreshBooks, Wave, and Zoho Books Breaks down core features such as bookkeeping, invoicing, payroll, tax compliance, and reporting Explains how cloud accounting improves accessibility, security, and collaboration Includes pricing comparisons, free and low-cost options, and scalability insights Helps non-accountants choose tools with easy setup, automation, and mobile access Addresses security, compliance, and data migration from spreadsheets Answers the most common small business accounting software FAQs Managing finances defines whether a small business survives or scales. The best accounting software for…

Highlights Small business payments are shifting rapidly toward digital wallets, real-time payments, and online banking ecosystems Consumer demand for speed, convenience, and contactless experiences is accelerating adoption Digital wallets reduce checkout friction while improving transaction security through tokenization Online banking platforms now function as full financial operating systems for small businesses Real-time payments significantly improve cash flow predictability and working capital management Fraud risks are increasing alongside digital adoption, making proactive security essential AI-powered fraud detection tools are becoming accessible to small and micro businesses Compliance with PCI DSS, KYC, and AML remains critical for sustainable payment operations Businesses that…

Key Highlights for Small Business Owners Clear budgeting improves cash flow visibility and prevents unexpected shortfalls Accurate revenue forecasting reduces overspending and financial stress Expense tracking uncovers waste and protects profit margins Cash flow forecasting strengthens financial resilience during slow periods Contingency funds provide stability during economic uncertainty Zero based and rolling budgets support smarter, data driven decisions AI and automation tools improve forecasting accuracy and save time Regular budget reviews align financial plans with real business performance Introduction Smart budgeting tips for small business owners are essential for maintaining control over cash flow, improving profit margins, and building long…

Highlights Learn how to raise personal and business credit scores to qualify for SBA and alternative small business loans. Understand the credit score requirements of banks, online lenders, and CDFIs. Discover key differences between FICO, VantageScore, and business credit scoring models. Identify and correct errors in your personal and business credit reports. Implement proven strategies to lower credit utilization and automate on-time payments. Use secured credit cards, vendor accounts, and builder loans to grow your credit profile fast. Compare the pros and cons of DIY vs professional credit repair services. Explore AI advancements in credit scoring and funding eligibility. Understanding…

Highlights AI tools are reshaping employee responsibilities rather than eliminating roles in small businesses Routine, repetitive tasks are increasingly automated, shifting employees toward decision-focused work New skill expectations include AI oversight, data interpretation, and workflow optimization Marketing, HR, and operations roles experience the fastest transformation from AI adoption Small businesses see productivity gains when AI adoption aligns with role redesign and training Introduction Artificial intelligence tools are no longer limited to large enterprises with complex infrastructures and dedicated data teams. Small businesses now use AI-powered software to manage customer communication, marketing execution, hiring workflows, inventory planning, and financial forecasting. As…

Tenant accountability through credit reporting allows small business landlords to enforce lease agreements, monitor payment performance, and improve risk management using standardized financial data. This strategy integrates legal, operational, and behavioral mechanisms to reduce defaults and attract higher-quality tenants. What is tenant accountability and why is it vital for small business landlords? Tenant accountability refers to the mechanisms landlords use to ensure tenants meet lease obligations, particularly timely rent payments. For small business landlords, accountability directly impacts financial stability and long-term asset value. Without clear accountability, cash flow becomes unpredictable and enforcement costs rise. What does “tenant accountability” really mean?…

I am Jordan, and I’m excited to share how Artificial Intelligence has transformed the way I run my small business. Like many entrepreneurs, I used to juggle multiple roles—handling customer service, marketing, accounting, and more. Over time, managing everything became overwhelming until I started using AI tools to automate repetitive tasks, predict customer behavior, and optimize daily operations. What seemed like a tech trend for large corporations turned out to be a game-changer for small businesses like mine. I’m sharing how AI can work for you, too. Highlights:  Automates Repetitive Tasks: AI reduces manual workload in accounting, HR, and customer…

Introduction Increasing your purchase, deposit, or withdrawal limit on Coinbase is essential when you want to make larger cryptocurrency transactions, fund your account more efficiently, or move assets without unnecessary delays. Many users begin with modest limits based on their verification level, region, and risk profile, but there are clear methods that can significantly increase what you are allowed to buy or transfer. This guide explains how Coinbase calculates these limits, how to view your current thresholds, and the exact steps required to request a higher limit through both the website and mobile app. It also covers what factors influence…